Welcome
MortgageSimplified.net
De-mystifying the Complexities of Real Estate Finance!
About Epic
It Should Be Simplified for You!
Mortgage Financing can be daunting and confusing, but it doesn't have to be. For an experienced borrower, there are pitfalls whether real or perceived. So imagine the confusion and frustration for a first-time homebuyer or investor. Our mission is to demystify the Mortgage Mystique and give home buyers, investors, and real estate professionals the information they need to make educated and informed decisions regarding their real estate investments.
We are Experienced Brokers!
With well over a billion dollars financed, purchased, developed, or managed, there are very few scenarios we haven't seen and solved. We draw on that experience to tailor real estate transactions specifically for you. Our purpose is to access our 40 years of knowledge making your present experience Simple and EPIC!
As a licensed MLO, we are not tied to one solution like banks and retail lenders. We have access to over 40 lenders which allows us to deliver the best rates for the financing structure that works best for you. FHA, VA, Fannie Mae and Freddie Mac are accessed through the best, largest and most effective wholesalers in the market including UWM and Freedom insuring expedient and smooth turn-times to clear to close and fund.
Always Thinking Outside of the Box
We understand that every client is unique and has different needs. Our goal is to Listen, Evaluate and Provide you with the best possible solutions.
- This is why we are experts at non-conforming loans too. Sometimes the rigid restrictions of the conforming don't meet your needs.That's why we offer solutions for the self-employed that want to minimize their tax exposure but still be able to maximize there borrowing and buying power through Bank Statement and Profit and Loss Statement Loans.
- For investors, no income Debt Service Coverage Ratio (DSCR) loans.
- Blended Solutions with Competitive Home Equity Loans and Lines of Credit.
- Business Purpose Fundings
No matter the challenge we ultimately have a solution for you.
Eligible Borrowers
- Indiviuals
- W-2 Employees
- Self-Employed
- LLC
- ITIN
- Foreign Nationals
- First Time Home Buyers
- Hometown Heros (when available)
- Business (LOC' and Cash flow loans)
Property Types
- Single- Family Detached
- Duplexes
- 1 - 4 units
- 5 Unit + Multi-family
- Condos
- Condotels
- AirBnB
- Vacation Rentals
- Rentals
Lender Alphabet Soup
- APR: Annual Percentage Rate
- ARM: Adjustable-Rate Mortgage
- DTI: Debt-to-Income
- FRM: Fixed-Rate Mortgage
- LE: Loan Estimate
- LT: Loan Term
- LOX: Letter of Explanation
- LTV: Loan-to-Value
- P&I: Principal and Interest
- PITI: Principal, Interest, Taxes, and Insurance
- PMI: Private Mortgage Insurance
Call 404-207-8480 for a more in-depth explanation,